1. Rerack EVERYBODY'S mortgage rate to 4% with NO REVIEW NECESSARY.
2. Free up home equity lines for home owners who don't have a mortgage but may also be out of work. Free up home equity lines for those who have plenty of home equity left. Put a per month spending limit on what can be spent if necessary. Most of the money will go back to the bank and related industries as people pay their monthly debts off. That sure is better than short selling someone's home and stealing their built up home equity overnight.
3. Eliminate interest rate charges on EXISTING credit card debt for all consumers that are PAYING DOWN their overall credit card debt.