According to David Ramsey's own rules, he should have waited until he could find SPONSORS that did not accept credit cards before starting his own show.David Ramsey appears disinterested about fighting unethical credit card company practices. Rather than fight for the consumer against unfair credit card practices, Ramsey almost embraces the unethical behavior so he can create an "I told you so atmosphere", and then profit from that I told you so atmosphere by trying to "heal your pain".
These two "consumer savings/investing consultants" should know that now is not the time to judge people with debt, now is the time to fight the credit card companies into helping their customers pay down their debts by offering incentive based credit card pay down programs.Check out consumer affairs dot org to see how awful Chase Bank is behaving. http://www.consumeraffairs.com/credit_cards/chase_credit_cards.html How cold hearted, or bought off, can Suze Orman or David Ramsey be if they have no stomach to take on Chase Bank when it has become obvious to many that Chase Bank's actions fall out of the realm of decent behavior are actually endangering the living conditions for so many consumers.
Is David Ramsey going after Chase bank, or, is David Ramsey profiting from Chase Bank's bad behavior by reminding everybody he told you so, and in the process VALIDATING Chase Bank's bad behavior even as he accepts advertising dollars from companies that rely on credit card debt to make additional profits.The "I told you so mentality" is not helping, Mr. Ramsey and Ms. Orman, now is the time for all reasonable people to help each other, not a time to lecture the masses while profiting from the same old lecture.